The roofing trade has many risks associated with it, this is mainly due to the heights involved & the occasional hot roofing that may take place. Northern Alliance have access to comprehensive cover which ensure you are fully covered.
As a roofer there are two key covers you should be looking at; public liability & employers liability insurance.
Public liability insurance provides protection against your legal liability to third parties, following injury or property damage caused in the course of your business. Cover extends to both defence costs and awards. We can arrange public liability covers from £1 million ranging all the way to £10 million.
Employers’ Liability Insurance is compulsory by law for most businesses. As an employer, you are responsible for the health and safety of any worker under a contract of service. If a worker suffers an injury or an illness that they believe is your fault, they may try to claim compensation from you.
We also offer cover for tools & contract works. This can be an important add on to your policies by providing peace of mind in the event your tools or building materials are lost, damaged or stolen.
We would also highly recommend that in addition to Liability cover, one or all of these additional covers should be considered. They can be taken out individually or as a package – just call to discuss tailoring cover appropriate to your requirements & relevant premiums:
- Contractors Plant Cover
- Legal Expenses (including cover for Employment Disputes & Tax Protection)
- Directors & Officers (including cover for Defence Costs in the event of civil action)
- Health & Safety and Risk Management Consultancy