The roofing trade has many risks associated with it, this is mainly due to the heights involved & the occasional hot roofing that may take place. Northern Alliance have access to bespoke schemes which ensure you are fully covered while at the same time keeping your premiums down.
As a roofer there are two key covers you should be looking at; public liability & employers liability insurance.
Public liability insurance is a big must for any roofing contractor as this covers you against the cost for any damage or injury to a third party . We can arrange public liability covers from £1 million ranging all the way to £10 million.
Employers liability insurance is requirement by law for any business or tradesman that has employees, hire contractors, casual workers or temporary staff. The policy will pay the costs incurred by an employee making a claim because he or she was injured or became seriously ill whilst working for your business.
We also offer cover for tools & contract works. This can be an important add on to your policies by providing peace of mind in the event your tools or building materials are lost, damaged or stolen.
We would also HIGHLY RECOMMEND that in addition to Liability cover, one or all of these additional covers should be considered. They can be taken out individually or as a package – just call to discuss tailoring cover appropriate to your requirements & relevant premiums:
- Contractors Plant Cover
- Legal Expenses (including cover for Employment Disputes & Tax Protection)
- Directors & Officers (including cover for Defence Costs in the event of civil action)
- Health & Safety and Risk Management Consultancy