Quarry & Aggregate Insurance

Quarry & Aggregate Insurance

As Quarry and Aggregate insurance specialists, Northern Alliance understand that historically insurance premiums within the sector have been high. One of the major reasons is that quarries have been perceived by insurance companies to be places of danger, often with poor levels of risk management. Whilst this may have previously been true, since the advent of The Quarries Regulations 1999 there has been a significant improvement within the industry. HSE initiatives such as Hard Target and Target Zero have had a significant effect and we have seen the close partnerships developed in many cases. The work of organisations such as The Institute of Quarrying and Mineral Products Association continues to enhance a safer environment for all.

Northern Alliance have arrangements in place to ensure that well managed Quarries who have invested time and resource into their risk management are rewarded with lower insurance premiums. Traditionally insurance brokers have lumped all business together meaning that well managed companies often subsidise those who have made less of an effort and consequently make more claims. However, we ring fence quality, well managed organisations to ensure that our premiums are sustainably low. Any broker can save you money by pressurising an insurer to ‘do a favour’ or providing a ‘loss leader’ price in year one but ultimately this is unsustainable. It is our aim to secure long term partnerships with clients.

For those organisations in need of additional health and safety support we offer a bespoke risk management package tailored to your requirements with the aim of reducing the possibility of a claim, thus securing sustainable competitive premiums.

Plant and Machinery

Your plant and machinery is your lifeblood. In addition to securing competitive premiums which can often be linked to a Long Term Agreement for up to 5 years, we allocate a claims manager to ensure that should the worst happen your claim is processed as quickly as possible. We can also factor in breakdown and business interruption cover for consequential loss should your plant be out of action for any length of time.

Other Insurances

Whilst Liability and Plant often make up the majority of premium spend, we are able to arrange competitive quality cover for the whole spectrum of general insurances including but not limited to:

Motor Fleet
Material Damage
Business Interruption
Professional Indemnity
Environmental Impairment Liability
Directors and Officers Liability
Engineering Inspection

Associated Industries

By their very nature quarries are frequently one part of a bigger picture. We have facilities to cater for all associated activities. So whether your other activities are stone masonry, demolition, landfill, construction, recycling, builders merchants, haulage or anything else rest assured our expert team can find a solution.